One of the Best

Blue Cross is one the best insurance companies around in my opinion. There are several plans to choose from. I have The Essential Plan, which is sufficient for me. They have extensive coverage, low co-pays and no hidden costs. They work with my drug store and my doctors can call my prescriptions in directly. That way they are filled quicker. Their website is easy to use and filled with good, helpful information. There is an option for bills to be paid automatically each month. I don't use that as I prefer making payments when and how I choose. They also send out wellness information and offer mail order prescriptions (which I don't use). They cover preventive visits such as mammograms and pap smears with no co-pays. Their customer service is prompt, easy to work with and to understand. I have never had to call more than once to get and issue resolved. I feel like my personal information is secure in their company and on their website. Payments go through quickly and securely. If you are in the market for insurance you can't go wrong with Blue Cross/Blue Shield. Also, they are nationwide so everyone has the option to be covered by them.

Pros
Extensive coverage, low co-pays and no hidden costs.

Cons
Sometimes their website is down and I cannot make my payment, however there is no penalty for late payments in those cases. Also I believe I have to pay 2 months in advance. That is very strange.

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