Disgusted! Generations of my family have been with them and because we are in debt consolidation due to the pandemic they ferreted out ways to punish us AND WE HAVE NEVER MISSED A PAYMENT TO THEM 😞 They punished my husband for owning a used vehicle that SOMEONE ELSE HAD AN ACCIDENT IN BEFORE HE OWNED IT. We never submitted a homeowners claim for 13 years and the moment a tree fell on us they raised our rates and are now threatening to drop us if our bank rejects a payment FOR ANY REASON. They are fear mongerers who care more about money than people and should be ASHAMED OF THEMSELVES! Hurricane Ida dropping a tree on our shed, house and car (that THEY chose to total so they could resel it when used cars were at a premium is the single most disgusting psycho tactic a company can employ against lifelong and GREAT PAYMENT CUSTOMERS). ICK!!!!!!!!
Pros Nothing anymore they are just like any other money grabbing fear mongering company.
For 10 months these thugs have called my home between 10 - 20 times a day and hang up from morning to night .. I never contacted this company and I don't know where they got my number .They refuse to take me off of their list . Their actions have reached the criminal stage . Other review sites say they do the same to others. Foreign thugs keep harassing me and will not quit .
Pros They are a criminal organization that harasses you daily when you never called then for anything . Thugs
Cons They refuse to quit calling . Hundreds of call the past ten months and they won't take me off of the scam the people list. They need shut down and are a sickening harassing lying company . Stay far away from these band of lying morons
i have a knee replacement. torn bicept. depression and anxiety caused by not being able to do much anymore. i was Very skeptical to say the least about citizens Disabilty. my wife did all the paperwork. i talked to them when needed but like i said ithought it was useless. but was sent a letter from social security that i was approved. and would be getting a check retroactive as to when i stopped working. and monthly going forward. CD took 15% of my back earnings which was well worth it.
My experience with blue cross blue shield was very interesting. I applied for blue cross blue shield through a company I was working for. one benefit I liked was how affordable it was and it was taken right out of my check, so that was great. I also liked that I could add my son to my account. What I didn't like was the deductible, I felt like every service I got, I always had a bill. Then it is so hard to cancel blue cross blue shield which I did not enjoy. Trying to Reach customer service is terrible. When I lost my job I had to cancel my insurance with blue cross blue shield and it was a tedious experience that lasted for months. Everytime I was told that it was canceled it was not. I had to keep calling and canceling the service. I kept getting all these bills and it was just so annoying. Overall the benefits were okay. I would not recommend them. I am sure there are better service with insurances but it sucks because blue cross blue shield most doctors take. If you do decide to use it I would make sure you get as much information as possible and make sure you get a confirmation email or letter.
Pros Afforable
Convenient
Cons Customer service
Trying to cancel is a nightmare
All I want to say that this is the best healthcare insurance we have. You don’t have to pay for test they do like x rays and all that good stuff. The bad stuff about it it’s if you older it won’t cover you as much. Like you would have to pay some money for test.
Pros The coverage is really good. You don’t have to pay for X-rays or nothing like that.
Cons If you are older it kind of sucks cause you would have to pay some money. They won’t cover you all.
Blue Cross is one the best insurance companies around in my opinion. There are several plans to choose from. I have The Essential Plan, which is sufficient for me. They have extensive coverage, low co-pays and no hidden costs. They work with my drug store and my doctors can call my prescriptions in directly. That way they are filled quicker. Their website is easy to use and filled with good, helpful information. There is an option for bills to be paid automatically each month. I don't use that as I prefer making payments when and how I choose. They also send out wellness information and offer mail order prescriptions (which I don't use). They cover preventive visits such as mammograms and pap smears with no co-pays. Their customer service is prompt, easy to work with and to understand. I have never had to call more than once to get and issue resolved. I feel like my personal information is secure in their company and on their website. Payments go through quickly and securely. If you are in the market for insurance you can't go wrong with Blue Cross/Blue Shield. Also, they are nationwide so everyone has the option to be covered by them.
Pros Extensive coverage, low co-pays and no hidden costs.
Cons Sometimes their website is down and I cannot make my payment, however there is no penalty for late payments in those cases. Also I believe I have to pay 2 months in advance. That is very strange.
Blue Cross Blue Shield is one of the best overall health insurance companies: it has a comprehensive range of policies available in many locations and discounts to health and wellness programs.
They have been amazing! So polite and honest. I've always had my questions answered and all doubts taken care of. I've also saved a lot by switching with them. I used to pay $45 dollars more. It adds up with time.
Pros Affordable payments and same coverage as bigger companies
Cons Their service number can be a bit annoying. It can take up to 20 minutes to reach an actual human.
This insurance was alot more than I was expecting it to be. Although I did get to make my"own policy" unlike other companies I got to customize it my self. Also I never got a insurance card
Having a disabled child needing a lot of different services previous providers gave me the run around about what they would cover and what they wouldn’t. When I found Aetna they assured me that they would do everything they could to make sure my child was covered for the services she needed! They have done just that!!!
This company is awesome. They go far and beyond to serve you. While I was on hold, info was transferred and approval was done in minutes. I don't know his last name but RONALD was his first name. Very professional. Spoke clear with confidence takes care of business. Very helpful. I've been treated awesome by the employees that I've dealt with. 100% professional people.United Health Care is by far the best hands down.
Pros Insurance companies normally provide existing benefits at lower premiums, because of high competition.
Cons Customer can choose similar kinds of products only.
Normally, additional benefits can charge higher premiums
Two years ago, a friend of mine recommend that I reached out to Steve Broz at PROGRESSIVE to meet all my insurance needs reluctantly I did because I had been a loyal customer to ALLSTATE for over 20 yrs. Surprisingly the quote was an immediate monthly savings for better coverage.Since then I always recommend Steve to anyone looking to revisit their coverage especially if they want more than an insurance company. PROGRESSIVE is an insurance company that looks out for you and your needs and for that I am so appreciative.
Pros Simple online quote process
Competitive rates
Fast claims processing.
Cons Low credit score can increase premiums in some states
No discounts.
I like this insurance because I am able to be on the same plan as my dad and for as long as I’ve been under his insurance being I am 25 now. I love they have road side assistance which is always helpful for women. I don’t agree always with how much insurance is but all insurance is a little pricey. They don’t seem to care how many people are on the plan it just keeps going up there is not great deals.
Pros Road side assistance.
Paid road side assistance / towing
Cons Very expensive
Not the number one insurance company recommended online.
This has been an amazing health insurance company! They offer the best coverage I’ve ever had! I love how they offer the most competitive coverages for services that I use the most, at the lowest cost. I currently have a payroll deduction for this company, and it is super affordable for myself and my family. Customer service is amazing as well! I love their 24 hour nurse hotline, which I have had to use several times in the past. Their maternal program is amazing as well; my wife enrolled in it during her last pregnancy and they offered amazing support! Would definitely recommend!
Pros 1. Low rates
2. Best coverages
Cons 1. Wait times to speak to customer service
2. Bill breakdown is a little hard to understand
This has been a great insurance company! Not only is it affordable, but it also offers great coverages for all of my insurance needs! I have t had any issues with customer service either. I like the ease of access through the app as well! One of the only things that I dislike about this company is that it only offers autopay. However, they do give you the option to change the card on file for auto pay Incase you need to. I would definitely recommend this company, as it was the lowest rate and the best coverages I’ve found so far!
Pros 1. The ease of access through the app
2. The low rates for the best coverage
Cons 1. The autopay requirement
2. The lack of a brick and mortar place to discuss coverage
I had another insurance company with $0 monthly premium! And $15.00 copay. Now I have a $10.00 copay and a 42.00 monthly premium. The old saying is you get what you pay for! I am 100% happy with Florida Blue. I will never go with another insurance company.They have capable professionals
Pros One of the best and respected among the rest
Cons Lack of disciplined customer services Been calling for 3 weeks now to get my insurance renewed since they didn’t process it. I have yet to receive a call back and no one can tell me what happened to my insurance. No one ever gives a direct answer and you just get transferred from department to department
They're refunding 15 percent of what I pay to promote staying home during the pandemic. That's a nice surprise! And they now have free identity theft protection too.
Pros The refund for staying home and free identity theft protection
I have been with arkansas WellCare for several years. I have never had a problem. Any doctor I need is in my network. I have never had any billing issues or such. One thing that is kind of picky is assigning providers online. Sometimes you have to call. Also they did lower my otc benefits the beginning of this year, in almost half the amount.it was. Otherwise if you need affordable insurance or a Medicare advantage insurance this one is ok
They are decent I had problems trying to get into special doctors that I needed to. They are also hard to get in touch with. I did get to go to a dentist to get some teeth extracted & my copays were low at certain doctors for certain medications.
This is a great insurance company! They offer amazing benefits. We had BCBS of SC through my husband’s employer. They offer two plans, and we chose to go with the cheaper one. Even though it was cheaper, they still provided amazing services. The deductible is rather high for the cheaper plan, but it still covered a great deal even without the deductible being met. I would definitely recommend this company to others because they offer amazing benefits for a decent price. You won’t find it like this elsewhere.
Pros Flexible plans for different budgets
Great coverage levels
Cons High deductible for secondary plan
Some doctors in my area do not take this plan
This has been a great insurance company! They’ve offered the lowest rate amongst all of their competitors, and have gave me the opportunity to finally get the long over due full coverage I’ve wanted on my vehicle for years! Not only this, but during the COVID19 pandemic, they’ve issued a 15% payback of monthly premiums as an incentive for staying home! Nothing negative to say about this company!
Disgusted!
Review about NJMDisgusted! Generations of my family have been with them and because we are in debt consolidation due to the pandemic they ferreted out ways to punish us AND WE HAVE NEVER MISSED A PAYMENT TO THEM 😞 They punished my husband for owning a used vehicle that SOMEONE ELSE HAD AN ACCIDENT IN BEFORE HE OWNED IT. We never submitted a homeowners claim for 13 years and the moment a tree fell on us they raised our rates and are now threatening to drop us if our bank rejects a payment FOR ANY REASON. They are fear mongerers who care more about money than people and should be ASHAMED OF THEMSELVES! Hurricane Ida dropping a tree on our shed, house and car (that THEY chose to total so they could resel it when used cars were at a premium is the single most disgusting psycho tactic a company can employ against lifelong and GREAT PAYMENT CUSTOMERS). ICK!!!!!!!!
Pros
Nothing anymore they are just like any other money grabbing fear mongering company.
Cons
Everything
Bunch of lying criminals
Review about Citizens DisabilityFor 10 months these thugs have called my home between 10 - 20 times a day and hang up from morning to night .. I never contacted this company and I don't know where they got my number .They refuse to take me off of their list . Their actions have reached the criminal stage . Other review sites say they do the same to others. Foreign thugs keep harassing me and will not quit .
Pros
They are a criminal organization that harasses you daily when you never called then for anything . Thugs
Cons
They refuse to quit calling . Hundreds of call the past ten months and they won't take me off of the scam the people list. They need shut down and are a sickening harassing lying company . Stay far away from these band of lying morons
Professional service during the 16 months I was a client.
Review about Citizens DisabilityExcellent customer service from the beginning to the end. Also, excellent attorney service at my ALJ telephone hearing in October 2020.
Pros
Citizens Disability regularly kept me updated how my case was going. Also, Citizens Disability processed my numerous documents efficiently.
Cons
N/A.
very surprised came through for me
Review about Citizens Disabilityi have a knee replacement. torn bicept. depression and anxiety caused by not being able to do much anymore. i was Very skeptical to say the least about citizens Disabilty. my wife did all the paperwork. i talked to them when needed but like i said ithought it was useless. but was sent a letter from social security that i was approved. and would be getting a check retroactive as to when i stopped working. and monthly going forward. CD took 15% of my back earnings which was well worth it.
Pros
they came through
Cons
nothing
Bcbs experience
Review about Blue Cross Blue ShieldMy experience with blue cross blue shield was very interesting. I applied for blue cross blue shield through a company I was working for. one benefit I liked was how affordable it was and it was taken right out of my check, so that was great. I also liked that I could add my son to my account. What I didn't like was the deductible, I felt like every service I got, I always had a bill. Then it is so hard to cancel blue cross blue shield which I did not enjoy. Trying to Reach customer service is terrible. When I lost my job I had to cancel my insurance with blue cross blue shield and it was a tedious experience that lasted for months. Everytime I was told that it was canceled it was not. I had to keep calling and canceling the service. I kept getting all these bills and it was just so annoying. Overall the benefits were okay. I would not recommend them. I am sure there are better service with insurances but it sucks because blue cross blue shield most doctors take. If you do decide to use it I would make sure you get as much information as possible and make sure you get a confirmation email or letter.
Pros
Afforable
Convenient
Cons
Customer service
Trying to cancel is a nightmare
Great coverage
Review about Blue Cross Blue ShieldAll I want to say that this is the best healthcare insurance we have. You don’t have to pay for test they do like x rays and all that good stuff. The bad stuff about it it’s if you older it won’t cover you as much. Like you would have to pay some money for test.
Pros
The coverage is really good. You don’t have to pay for X-rays or nothing like that.
Cons
If you are older it kind of sucks cause you would have to pay some money. They won’t cover you all.
Blue Cross Blue Shield
Review about Blue Cross Blue ShieldI like Blue Cross Blue Shield My doctor accepts this insurance which is good
Pros
It covers everything I need
Cons
I wish it didn't take so long to get transportation
One of the Best
Review about Blue Cross Blue ShieldBlue Cross is one the best insurance companies around in my opinion. There are several plans to choose from. I have The Essential Plan, which is sufficient for me. They have extensive coverage, low co-pays and no hidden costs. They work with my drug store and my doctors can call my prescriptions in directly. That way they are filled quicker. Their website is easy to use and filled with good, helpful information. There is an option for bills to be paid automatically each month. I don't use that as I prefer making payments when and how I choose. They also send out wellness information and offer mail order prescriptions (which I don't use). They cover preventive visits such as mammograms and pap smears with no co-pays. Their customer service is prompt, easy to work with and to understand. I have never had to call more than once to get and issue resolved. I feel like my personal information is secure in their company and on their website. Payments go through quickly and securely. If you are in the market for insurance you can't go wrong with Blue Cross/Blue Shield. Also, they are nationwide so everyone has the option to be covered by them.
Pros
Extensive coverage, low co-pays and no hidden costs.
Cons
Sometimes their website is down and I cannot make my payment, however there is no penalty for late payments in those cases. Also I believe I have to pay 2 months in advance. That is very strange.
I love this company
Review about United HealthcareThey are very efficient and great customer service. I honestly wish all insurance customer service representatives were like UHC.
Pros
Accurate customer care
Massive Company
Review about Blue Cross Blue ShieldBlue Cross Blue Shield is one of the best overall health insurance companies: it has a comprehensive range of policies available in many locations and discounts to health and wellness programs.
Pros
*Extensive network
*Good coverage
*Good online experience
Cons
*Customer experience varies depending on region
*Slightly higher than average quotes
Best service agents!
Review about American FamilyThey have been amazing! So polite and honest. I've always had my questions answered and all doubts taken care of. I've also saved a lot by switching with them. I used to pay $45 dollars more. It adds up with time.
Pros
Affordable payments and same coverage as bigger companies
Cons
Their service number can be a bit annoying. It can take up to 20 minutes to reach an actual human.
Grows on ya
Review about CignaI think they're great, ive had this since I was a little kid thru my dad's job.
Pros
Easy to apply
Wonderful coverage
Cons
It was hard to get my own insurance at first
Kinda pricey
Alot more expensive
Review about Liberty MutualThis insurance was alot more than I was expecting it to be. Although I did get to make my"own policy" unlike other companies I got to customize it my self. Also I never got a insurance card
Pros
I got to customize my own policy
Cons
Never got a insurance card
More expensive
Great benefits in one company
Review about AetnaHaving a disabled child needing a lot of different services previous providers gave me the run around about what they would cover and what they wouldn’t. When I found Aetna they assured me that they would do everything they could to make sure my child was covered for the services she needed! They have done just that!!!
Pros
Their timely matter and concern
Cons
No complaints
Very Helpful
Review about United HealthcareThis company is awesome. They go far and beyond to serve you. While I was on hold, info was transferred and approval was done in minutes. I don't know his last name but RONALD was his first name. Very professional. Spoke clear with confidence takes care of business. Very helpful. I've been treated awesome by the employees that I've dealt with. 100% professional people.United Health Care is by far the best hands down.
Pros
Insurance companies normally provide existing benefits at lower premiums, because of high competition.
Cons
Customer can choose similar kinds of products only.
Normally, additional benefits can charge higher premiums
Highly recommend
Review about ProgressiveTwo years ago, a friend of mine recommend that I reached out to Steve Broz at PROGRESSIVE to meet all my insurance needs reluctantly I did because I had been a loyal customer to ALLSTATE for over 20 yrs. Surprisingly the quote was an immediate monthly savings for better coverage.Since then I always recommend Steve to anyone looking to revisit their coverage especially if they want more than an insurance company. PROGRESSIVE is an insurance company that looks out for you and your needs and for that I am so appreciative.
Pros
Simple online quote process
Competitive rates
Fast claims processing.
Cons
Low credit score can increase premiums in some states
No discounts.
Customer review
Review about Liberty MutualI like this insurance because I am able to be on the same plan as my dad and for as long as I’ve been under his insurance being I am 25 now. I love they have road side assistance which is always helpful for women. I don’t agree always with how much insurance is but all insurance is a little pricey. They don’t seem to care how many people are on the plan it just keeps going up there is not great deals.
Pros
Road side assistance.
Paid road side assistance / towing
Cons
Very expensive
Not the number one insurance company recommended online.
Awesome company!
Review about Blue Cross Blue ShieldThis has been an amazing health insurance company! They offer the best coverage I’ve ever had! I love how they offer the most competitive coverages for services that I use the most, at the lowest cost. I currently have a payroll deduction for this company, and it is super affordable for myself and my family. Customer service is amazing as well! I love their 24 hour nurse hotline, which I have had to use several times in the past. Their maternal program is amazing as well; my wife enrolled in it during her last pregnancy and they offered amazing support! Would definitely recommend!
Pros
1. Low rates
2. Best coverages
Cons
1. Wait times to speak to customer service
2. Bill breakdown is a little hard to understand
Great company for insurance
Review about EsuranceThis has been a great insurance company! Not only is it affordable, but it also offers great coverages for all of my insurance needs! I have t had any issues with customer service either. I like the ease of access through the app as well! One of the only things that I dislike about this company is that it only offers autopay. However, they do give you the option to change the card on file for auto pay Incase you need to. I would definitely recommend this company, as it was the lowest rate and the best coverages I’ve found so far!
Pros
1. The ease of access through the app
2. The low rates for the best coverage
Cons
1. The autopay requirement
2. The lack of a brick and mortar place to discuss coverage
Best insurance
Review about Blue Cross Blue ShieldI had another insurance company with $0 monthly premium! And $15.00 copay. Now I have a $10.00 copay and a 42.00 monthly premium. The old saying is you get what you pay for! I am 100% happy with Florida Blue. I will never go with another insurance company.They have capable professionals
Pros
One of the best and respected among the rest
Cons
Lack of disciplined customer services Been calling for 3 weeks now to get my insurance renewed since they didn’t process it. I have yet to receive a call back and no one can tell me what happened to my insurance. No one ever gives a direct answer and you just get transferred from department to department
Reasonable rates and bonus
Review about AllstateThey're refunding 15 percent of what I pay to promote staying home during the pandemic. That's a nice surprise! And they now have free identity theft protection too.
Pros
The refund for staying home and free identity theft protection
Cons
There is nothing I don't like
WellCare
Review about Centene/WellCareI have been with arkansas WellCare for several years. I have never had a problem. Any doctor I need is in my network. I have never had any billing issues or such. One thing that is kind of picky is assigning providers online. Sometimes you have to call. Also they did lower my otc benefits the beginning of this year, in almost half the amount.it was. Otherwise if you need affordable insurance or a Medicare advantage insurance this one is ok
Insurance review
Review about AetnaThey are decent I had problems trying to get into special doctors that I needed to. They are also hard to get in touch with. I did get to go to a dentist to get some teeth extracted & my copays were low at certain doctors for certain medications.
Great company
Review about Blue Cross Blue ShieldThis is a great insurance company! They offer amazing benefits. We had BCBS of SC through my husband’s employer. They offer two plans, and we chose to go with the cheaper one. Even though it was cheaper, they still provided amazing services. The deductible is rather high for the cheaper plan, but it still covered a great deal even without the deductible being met. I would definitely recommend this company to others because they offer amazing benefits for a decent price. You won’t find it like this elsewhere.
Pros
Flexible plans for different budgets
Great coverage levels
Cons
High deductible for secondary plan
Some doctors in my area do not take this plan
Great company!
Review about EsuranceThis has been a great insurance company! They’ve offered the lowest rate amongst all of their competitors, and have gave me the opportunity to finally get the long over due full coverage I’ve wanted on my vehicle for years! Not only this, but during the COVID19 pandemic, they’ve issued a 15% payback of monthly premiums as an incentive for staying home! Nothing negative to say about this company!
Pros
Flexible payment dates
Low rates
Cons
Requirement of autopay