I think they're great, ive had this since I was a little kid thru my dad's job.
Pros
Easy to apply
Wonderful coverage
Cons
It was hard to get my own insurance at first
Kinda pricey
This insurance was alot more than I was expecting it to be. Although I did get to make my"own policy" unlike other companies I got to customize it my self. Also I never got a insurance card
Pros
I got to customize my own policy
Cons
Never got a insurance card
More expensive