It was a pleasant experience when first calling to find out about it and to obtain insurance however afterwards my agent is never there when we need him. Not very helpful after obtaining insurance.
Pros
Subsidies offer financial help
Free preventive care
Cons
Not everyone has a decreased price
Tax penalties
The agents are great. They are just doing their job. The discount they claim to give you for most part you could go with a nationally recognized insurance company for same price.
Pros
Flexible payment options available for customers. Can file an SR-22 form for drivers who need it
Cons
They don't have gap insurance or rideshare insurance.
Not very flexible if you can't pay on time.