Since 1929, Blue Cross Blue Shield (BCBS) companies have provided healthcare coverage to members, allowing them to live free of worry, free of fear.
In every ZIP code, Blue Cross Blue Shield offers a personalized approach to healthcare based on the needs of the communities where their members live and work. They work closely with hospitals and doctors in the communities they serve to provide quality, affordable healthcare.
Bcbs experience
My experience with blue cross blue shield was very interesting. I applied for blue cross blue shield through a company I was working for. one benefit I liked was how affordable it was and it was taken right out of my check, so that was great. I also liked that I could add my son to my account. What I didn't like was the deductible, I felt like every service I got, I always had a bill. Then it is so hard to cancel blue cross blue shield which I did not enjoy. Trying to Reach customer service is terrible. When I lost my job I had to cancel my insurance with blue cross blue shield and it was a tedious experience that lasted for months. Everytime I was told that it was canceled it was not. I had to keep calling and canceling the service. I kept getting all these bills and it was just so annoying. Overall the benefits were okay. I would not recommend them. I am sure there are better service with insurances but it sucks because blue cross blue shield most doctors take. If you do decide to use it I would make sure you get as much information as possible and make sure you get a confirmation email or letter.
Pros
Afforable
Convenient
Cons
Customer service
Trying to cancel is a nightmare
Great coverage
All I want to say that this is the best healthcare insurance we have. You don’t have to pay for test they do like x rays and all that good stuff. The bad stuff about it it’s if you older it won’t cover you as much. Like you would have to pay some money for test.
Pros
The coverage is really good. You don’t have to pay for X-rays or nothing like that.
Cons
If you are older it kind of sucks cause you would have to pay some money. They won’t cover you all.
Blue Cross Blue Shield
I like Blue Cross Blue Shield My doctor accepts this insurance which is good
Pros
It covers everything I need
Cons
I wish it didn't take so long to get transportation
One of the Best
Blue Cross is one the best insurance companies around in my opinion. There are several plans to choose from. I have The Essential Plan, which is sufficient for me. They have extensive coverage, low co-pays and no hidden costs. They work with my drug store and my doctors can call my prescriptions in directly. That way they are filled quicker. Their website is easy to use and filled with good, helpful information. There is an option for bills to be paid automatically each month. I don't use that as I prefer making payments when and how I choose. They also send out wellness information and offer mail order prescriptions (which I don't use). They cover preventive visits such as mammograms and pap smears with no co-pays. Their customer service is prompt, easy to work with and to understand. I have never had to call more than once to get and issue resolved. I feel like my personal information is secure in their company and on their website. Payments go through quickly and securely. If you are in the market for insurance you can't go wrong with Blue Cross/Blue Shield. Also, they are nationwide so everyone has the option to be covered by them.
Pros
Extensive coverage, low co-pays and no hidden costs.
Cons
Sometimes their website is down and I cannot make my payment, however there is no penalty for late payments in those cases. Also I believe I have to pay 2 months in advance. That is very strange.
Massive Company
Blue Cross Blue Shield is one of the best overall health insurance companies: it has a comprehensive range of policies available in many locations and discounts to health and wellness programs.
Pros
*Extensive network
*Good coverage
*Good online experience
Cons
*Customer experience varies depending on region
*Slightly higher than average quotes
Awesome company!
This has been an amazing health insurance company! They offer the best coverage I’ve ever had! I love how they offer the most competitive coverages for services that I use the most, at the lowest cost. I currently have a payroll deduction for this company, and it is super affordable for myself and my family. Customer service is amazing as well! I love their 24 hour nurse hotline, which I have had to use several times in the past. Their maternal program is amazing as well; my wife enrolled in it during her last pregnancy and they offered amazing support! Would definitely recommend!
Pros
1. Low rates
2. Best coverages
Cons
1. Wait times to speak to customer service
2. Bill breakdown is a little hard to understand
Best insurance
I had another insurance company with $0 monthly premium! And $15.00 copay. Now I have a $10.00 copay and a 42.00 monthly premium. The old saying is you get what you pay for! I am 100% happy with Florida Blue. I will never go with another insurance company.They have capable professionals
Pros
One of the best and respected among the rest
Cons
Lack of disciplined customer services Been calling for 3 weeks now to get my insurance renewed since they didn’t process it. I have yet to receive a call back and no one can tell me what happened to my insurance. No one ever gives a direct answer and you just get transferred from department to department
Great company
This is a great insurance company! They offer amazing benefits. We had BCBS of SC through my husband’s employer. They offer two plans, and we chose to go with the cheaper one. Even though it was cheaper, they still provided amazing services. The deductible is rather high for the cheaper plan, but it still covered a great deal even without the deductible being met. I would definitely recommend this company to others because they offer amazing benefits for a decent price. You won’t find it like this elsewhere.
Pros
Flexible plans for different budgets
Great coverage levels
Cons
High deductible for secondary plan
Some doctors in my area do not take this plan
Love BCBS for our Family
We live BCBS and switched back to them immediately when the time came to purchase our own insurance. My husbands last job had us with a different insurance and when we switched to BCBS again when we started our own company. They have been so easy to deal with, covered many issues that arise with raising 4 kids and have never let me down! I totally recommend!
Blue Cross Blue Shield has been a blessing for my children and I!
I have had Blue across Blue Shield for a couple years now and I absolutely Love them! Never since I have had this insurance company have I ever had problems as far as my insurance picking up bills and doctors, dentist, pediatricians, and etc. Not only is Blue across Blue Shield great for doctors visits but they also have great prescription plans. Without this insurance company I would be paying a lot of money for my daughters prescriptions so I am very pleased on this matter. The customer service is also great, if you have questions it concerns regarding your health insurance all you have to do is give them a call and they are very helpful. All in all I absolutely love Blue across Blue Shield, and I plan on sticking with them for as long as I can. It also makes it very nice that all of the medical areas around here except for very select few accept my insurance so my children and I can go just about anywhere with our insurance cards and they will take us. I recommend Blue across Blue shield to anyone with children in an area where there are a lot of medical doctors. Thanks for letting me express my thoughts on them!
Pros
They have great customer service that will answer any questions you have. Another great thing about them is that a lot of medical areas accept the insurance so we can go to just about any doctor around!
Cons
There are doctors in my area that accept this insurance but the one I would really like to go to unfortunately does not accept it, it also gets hard with copays sometimes depending on what the case is.
Best insurance ever
This is a great company. My mother has worked for them since I can remember. She taught me the ins and outs of good insurance thank God. It's information that most people don't know they need to have. They are honest and thoughtful. Anytime I had an issue with a claim I spoke to a courteous and prompt professional who assuaged all my concerns. They are reliable and often available. I go to the doctors office with confidence. There's rarely anything I have to come out of pocket majorly for. The rate I pay is amazing. My old insurance provider charged me almost double my current premium. I saved a lot of money switching over. I have friends that don't even go to seek regular medical check ups because of the cost. Even the copay alone is a struggle for them to keep up with for medical care for their families. I always recommend blue cross blue shield. I feel like they are really shielding me from the average insurance company. Any time I have a problem I can call on them. They work with most major pharmacies. I never have an issue with any of my or my families prescriptions. They make it swift and easy and convenient and that's nothing to take for granted. In the last I've had to wait days for approval just for basic medication. It was more than a hassle and hugely inconveniencing. I'm so glad I have blue cross blue shield. I get to see the best doctors and specialists near to my location. Thank you blue cross blue shield and continue to provide excellent service!
Blue Cross Blue Shield of NC
My health insurance carrier, Blue Cross Blue Shield of NC. I have had them for a couple of years now and I have to say that overall they are an excellent insurance company to have. They, like many other insurance companies, have many different plans to choose from. I elected them through the Marketplace and they seem to have one of the cheapest plans available for those on a budget like myself. I have stuck with the same plan (name change) for the time that I have been with them. From year to year the prices for my out of pocket stay pretty consistent, actually this year it is less for me. A pro is that the prices for my out of pocket remain consistent from year to year. I really like that they have a portal for me to access all of my benefit and payment information. I know exactly how much I am paying for a specific medication and that is definitely a pro. A really great thing that they offer is a rewards program. If I include my annual exam information I instantly get a gift card of my choosing! That is awesome! They give us access to other companies like gyms and membership plans just for us being a member with them. The only thing that I don't like about the relationships they allow us to have to other companies is that I live in a rural area, outside of the big cities, and they have not yet partnered with some of the smaller guys in these rural areas. I would like for them to branch out a bit more to allow us to share in the benefits as the other members. If I have to list another con, I would say that I wish the benefits were more understandable. This is not a con just for Blue Cross Blue Shield. I have this problem with all insurance companies. I understand that they have to include a lot of information and they have to ensure they have it worded properly but the benefits need to be easier for us to understand.